If you’re worried about losing your car insurance when it breaks down or is totaled, there’s a way to lower your risk and make sure you don’t pay a huge premium.
According to AutoInsuranceCompare.com, a website that compares car insurance rates across the United States, a good way to get a cheap policy is to buy your car online.
“If you’re looking to get cheap car rates, there are plenty of websites that will give you quotes,” said Chris Kiely, a member of the insurance company.
“Just sign up and get your quotes.”
To start, check out the auto insurance rates that you can find on several of the most popular websites.
Some of these are for the 2017 Honda Accord, the 2017 Chevrolet Malibu, and the 2017 Ford Mustang.
Other popular online car insurance sites offer discounts and other benefits.
Kiely said a few of the websites offer a range of auto insurance quotes and discounts.
For example, some sites may give you a discount of 50 percent or more, while others give you the best rate.
“You want to look for those that are really low rates,” he said.
“The ones that are a little more expensive will often give you more discounts.”
Kielly said to be on the lookout for any offers on vehicles that are in good shape or not as well maintained as they look.
If the car doesn’t look the way you expect, he said you might want to consider getting a newer vehicle.
“It’s not as if it’s going to cost more, but if it looks like it has more wear and tear and is in better shape, that may be the right option for you,” he added.
Kriely said if you’re concerned about your car getting stolen or damaged, you might consider getting an extended warranty and buying a vehicle with a lower value.
“There are a lot of different things that can happen, especially if you have an older vehicle that you have to pay for,” Kriely explained.
“If you have that old car and it breaks, that will have an impact on the cost of the premium.”
AutoInsurancePlus.com is the best place to start if you need help deciding between an insurance policy and a cheaper car insurance deal.
You can search for the best rates on any vehicle, Krielly said.